What Have You Got Planned For Your Retirement?

By admin, April 4, 2013

One of the many things we do as we work each day is consider what our retirement will be like. Do you have yours planned?

I know that I want to build myself a little house near the water in a sunny and warm area, maybe somewhere in Africa or along the Spanish coastline. All my years of hard work will pay off and my retirement will be my time; a time to relax, explore things I haven’t explored yet and visit areas that are still on my “to-do” list.

Enjoy an around the World Cruise

One of the ideas I had once my pension pays out is to take some of the money and book myself on an around the world cruise. Travel in style and luxury, enjoy the on-board food and entertainment and discover countries and sights that I haven’t seen before.

The advantage to waiting until retirement before you take an around the world cruise, is that you have nowhere to be in a hurry. Your days of juggling work and home, getting the children off to school and working full-time are over, it’s your time to shine and enjoy your well-earned break. Do a pension review and ensure that you will have enough money to live comfortably after retirement while enjoying some new experiences such as an around the world cruise.

Try Something New

My idea when I retire is to try something new; maybe take an arts class and learn how to spend my days sitting on the beach front, the sun on my back with a paint brush in my hand.

Another great way to spend time is to explore new countries and try all the foods I’ve been too scared to try before. Have a crocodile steak in Africa or try the spicy delights of Morocco.

Once you retire it’s your time to shine, why not try new things. Write up a list of all the things you want to do when you have the time and spend your time crossing items off the list.

Explore New Countries

I’ve always had an urge to visit Tunisia, I hear there are some fantastic historical ruins there, some of which put the Colosseum in Rome to shame. This isn’t a possibility now, I work full time and manage my children and family, and there isn’t much time to do anything else. But once I retire, have done my pension review and know how much money I have to travel, experience new things and try something different, this will be on my list.

The advantage of travelling when retired is you don’t have a deadline, you don’t have to rush home to get back to work and you can enjoy your holiday at your own leisure. What a pleasure. I hate having to rush home from a holiday, only to start work the very next day and when you have travelled overseas, work is gruelling as you struggle with jet lag. In your retirement there are no deadlines; you simply do everything at your own pace which means holidays will become more enjoyable.

Plan Your Finances

Planning your retirement is exciting and I’ve been dreaming of retirement since I was young as working seven days a week for years on end, I deserve to retire to a wonderful beach house where I can travel on a whim without deadlines. But I need a pension review to ensure I have enough money to live on for many years without working and extra money to travel, try new things and go on my cruise around the world.

It’s really important to start planning early on, save up what you can and add to your pension wherever possible to ensure a comfortable lifestyle in your older years.

Kay Brown is a writer who is passionate about finances, being prepared for the future and travel. With a pension review in place, your retirement can be a pleasant experience where you are in complete control.