iFOREX is an established online trading platform. Though its establishment was in the year 1996, the venture into the online trading had its launch in 2004.The trading platform was developed by like-minded bankers and Forex traders and has ever since grown to be a recognized and respected firm in its industry of operation. Regulated in Europe by the CYSEC and PSZAF, iFOREX is one company that still has much to offer to the finance world. This review on IFOREX will expound on its financial impact.

Much as iFOREX specializes in the commodity and index trading, it also has a lot to present in the trade of currency pairs. Forex markets to much surprise are ten times larger than stock markets. And iFOREX has not been left behind in this progress. It offers and still continues to offer trade in currency pairs ranging from the exotic currencies to the least popular ones in the market.

The Best Sides of iFOREX

iFOREX offers three trading platforms to its customers. These include the Fxnetplatform, web based trading platform, and the mobile platform. The mobile trading platform, which is the newest, offers customers with an integrated trading experience while on the move. And with the revamping of the platform, customers are promised a serene trading experience like no other.

iFOREX presents customers with an up to date analysis of the financial markets on a daily basis. Furthermore, forecasts to that regard will enable you make better choices when it comes to trading. To add on, with its account managers, a user can be sure of proper assistance and account management. You are provided with advisory services and have a 24-hour support system in place for your inquiries. You, therefore, have 24 hour trading from Sunday night to Friday night, accompanied by trading support.

Financial benefits of trading with iFOREX compared to other trading platforms are as follows:

• You enjoy liquidity and connections to the global financial market. You will have access to international markets andcan make use of resources provided for global liquidity whenever you feel like.

• You are provided with a clear view of trading and the costs associated. Like any trading venture, transparency is desired. iFOREX does not have hidden fees. Furthermore, when trading, you can hedge and have future profits payments alongside a customized leverage.

• You are assured of a continued development in technology to help with risk management. This is especially so when the markets hit volatile situations. Apart from the technological advancements, the trading platform features timely margin protection. To add on, there are risk management precautions put in place to ensure that a negative balance in your account is avoided.

Overall, review on iFOREX shows that it is a trading platform that has much to offer to the financial world. It has an upright technological improvement and applications with vast currencies traded on a daily basis. Furthermore, proper precautions are put in place so that you may enjoy your trading experience. Also, the transparency of the trading and the viable financial forecasts present a customer with much-needed information to make decisions. This trading platform is definitely the one to watch in the coming years.

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Nirmal Lifestyle is one of the biggest names in the property business. An imprint of the Nirmal Group, this builder has made its mark in the Mulund area of Mumbai. They are one of the first ones to invest in Mulund and till date they are responsible for the development of almost 1 crore square feet of property- both commercial and residential. With this much experience under its belt, any new launch from the group would be a promising opportunity in the region. Additionally, now that the property markets are improving, the prospects of an offering from a builder as old and reliable as Nirmal Group; is an opportunity up for grabs.

Luxury Offerings by the Nirmal Lifestyle

In their latest launch, Nirmal Lifestyle has launched Nirmal One Mumbai, an ambitious housing project that would offer not only a residential destination but also would offer commercial spaces in the vicinity of these residential destinations. The residential wing of this project is called ‘One Spirit’.

It offers 1 BHK, 2 BHK and 3 BHK houses whose floor area ranges from 600 square feet to over 1400 square feet. This project is being developed in Mulund which is a hot spot for new and upcoming residential projects. Tata Housing has also launched its luxury offering in the area. The Nirmal One Mumbai comes with the benefit of location, design and accessibility. It lies adjacent the L.B.S. Marg in an area that already has established commercial establishments. The project site as plans of newer property development in the future as well. There has already been an area allotted for commercial development.

Therefore anyone who is interested in a property project in Mulund would find this project as one of the best offerings. The price range of properties here ranges from Rs. 77 lacs to a little over Rs. 2 crores. This allows it to be within the reach of the middle and the upper income groups. The builders have already planned the Nirmal Lifestyle Mall in the vicinity of the residential housing, facing the L.B.S. Marg.

How to Explore Nirmal Lifestyle Mulund Projects?

An end user interested in learning more about the Nirmal Group projects can log into the housing.com portal and then select ‘New Projects’ option from the home page. This gives the option to choose the city. The city choice in this case would be Mumbai; which would appear in the drop down menu. The new screen reveals all the projects in Mumbai. At this point, there is also a ribbon on the screen which comprises of numerous options like ‘Property Type’, ‘Area’ and others. There is a blank box beside the city name where the end user can either type the name of the builder or the locality. In the former case, the two projects under development by the builder would appear. In case the locality name is typed, many more projects would come up- both standard as well as luxury offerings.

When one clicks on the project details, all the details of amenities are highlighted. There is the map view that allows exploring the locality as well. The drone video confirms the development of the project.

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Portfolio advisory services are meant for individuals or companies that seek a high-quality wealth management advisory desk that comprises of research professionals. These services make recommendations and they encourage you to make an investment decision based on facts and intensive research. Portfolio and financial advisory services offer a plethora of services and they are ready to answer almost all queries and cater to unique needs.

The experts at reputed portfolio and financial advisory services will first start by assessing your risk profile. Then they will construct and rebalance an investment portfolio that matches your risks. To get the right blend of investment options, you will need high quality research and investment strategies. So, make sure that you have an advisory team that will take some time out to do the research work for you.

There are two ways in which guidance or advisory is given to customers—on-going or as needed at customer discretion. Under these financial or portfolio services, the advisory service desk will make suggestions for investments that match the assessed risk-and-reward profile that the customer has agreed upon. Depending of the type of portfolio or advisory services, you may or may not have to pay any fees. This is a gray area because the portfolio advisory services may take commissions from your investments but they will make sure that you are fully aware of it.

When you are looking out for the best advisory services, you will have to focus on the key features that are being offered. Most advisory services provide features such as: low cost institutional asset class mutual funds, tax effective strategies, portfolios that are structured for your risk tolerance, an organized investment framework, choice of domestic or international focused portfolios, quarterly performance reporting, etc. Portfolio or financial advisors need to be knowledgeable, experienced and they need to have a professional approach to portfolio management. Each customer is unique and each customer has a unique set of objectives. The investment advisors need to understand the customer’s aims and objectives and then proceed with the investment options. A good investment advisor will provide you with an optimal asset mix. This is usually done by spreading your investments across various asset classes; thereby maximizing and ensuring good and steady returns.

There are many advertisements put up on different media that often mislead customers. As a customer, you will have to understand that there are some risks involved. To capture above-average market returns, you will need a good financial advisor who can read the market conditions very well. The investment manager will have to align the advisory goals to the long-term investment goals.

In terms of investments, there are a plethora of options, but selecting the most lucrative ones is paramount for the achievement of long-term goals. Portfolio advisory services are typically designed to cater to specific interests and objectives of customers. The four main pillars of portfolio management are the defining of investment objectives, selecting the best asset allocation strategy, selecting the security or product, and doing a performance review.

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A stockbroker is someone who provides advice to both corporations and individuals on how to build a successful investment portfolio to meet specific financial goals. Being a stockbroker can turn into a very lucrative career if you have a knack for building a substantial client base. There are many things one must do to become a successful and wise stockbroker, but specifically there are three major things one must go through to acquire this job. First, it’s important to earn a college degree. This step isn’t absolutely necessary in becoming a stock broker because this profession doesn’t require a degree, just a license. However, in order to compete at a firm nowadays you’ll need all the educational background available so a college degree is a must. Also, learning about money management and investments and taking education classes to pass stockbroker examinations are also necessary. Anyone who goes through these three tasks successfully can surely become a wise stockbroker.

Attending College and Earning A Degree

As said before, the first task one must go through to become a stockbroker would have to be attending college and earning a degree. Most people attend college, but end up not studying subjects that revolve around stockbroking. Consequently, when they leave college they have to take education classes to learn about stockbroking. Most likely, when these people attain a job at a stockbroking firm, their stock broker salary will not be as high because they have not received a proper and sufficient education. This is why it is recommended that people go to college and study subjects that are in accordance with stockbroking, so that they when they graduate with either a bachelor’s or postgraduate degree they have a better chance of being accepted into a well-known stockbroking firm. As stated early, when attending college, it is better to study fields, such as, economics, finance, and business management. The better the education, the better one’s future will be as stockbroker.

Learning About The Two Main Aspects of Stockbroking

Secondly, although most people attend college and learn about money management and investments, when they apply for a job at a stockbroker firm, they still could use more training on these two subjects. In order to brush up on these two important aspects of stockbroking, it’s a good idea to read money managing and investment books, watch videos focused around stockbroking, and maybe even search the web for what somebody must know in order to be a stockbroker. After one has spent about a week or two researching these three topics, they should then visit their dream stockbroking firm and apply for a job there. If they are accepted into the firm, they must start their exams.

Acing Stockbroker Exams

Lastly, once an application has been submitted to the stockbroking firm, one must acquire their General Securities license by passing the 6-hour General Securities Registered Representative Exam. Plus, most states require applicants for stockbroking firms to take the 75-minute Uniform Securities Agent State Law Exam. Obviously, these two exams are very important as they “decide” whether or not a person can receive their license to become a registered and legal stockbroker. In order to pass these exams people have created stockbroker education classes around the world to help possible stockbrokers have a better chance at nailing their exams and acquiring a job at a stockbroker firm. If one has passed their exams they are ready to start their lives as stockbroker. Also, it is recommended that all stockbrokers continue to take education classes to help them maintain their license. The more educated people are in terms of stockbroking, the more people benefit in their stock broker salary.

Ultimately, learning more on these three tips will definitely help anyone who needs assistance on their journey to becoming a stable and successful stockbroker.

This guest post comes from http://www.stockbrokersalary.biz, a site dedicated to providing updated information concerning the stock broker career.

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A study by the FSB has reported that many UK small business owners are struggling to manage their accounts properly. On average, 12 working days are lost each year to the accounting process and the total cost to small businesses for tax administration is around £500 million a year.

Around 50 per cent of all small businesses spend around two to eight hours each month understanding, calculating and completing tax forms. On top of this, 11 per cent of businesses spend between two and six days every month on financial administration.

For small businesses, good tax management can make or break the company. Having a thorough understanding of the savings that can be made on income tax is vital for businesses, but this can be very time consuming. In addition to a personal allowance, which should be fully utilised to reduce a tax bill, companies can also make further tax reductions through various tax allowable expenses.

Tax allowable expenses

Capital allowances refer to the tax relief on certain items that are vital for business. Such items include cars, computers and machinery. There is a limit to how much each person can claim in a year, which is called the capital allowance or annual investment allowance. The current annual investment allowance is £250,000. Businesses cannot claim tax relief on the whole cost, but instead annual allowances are written down by claiming a percentage of the total cost each year following the initial purchase.

Tax deductions can be made against the cost of running a car for business. It is important to keep an accurate record of business car use, as private car use is not tax deductible. The easiest way to manage this is to just claim on the fuel used in travelling on business and use a business card to purchase the fuel. Total mileage is used to calculate the allowance, so also keep a record of how many miles are travelled on business, and how many for private use.

Record keeping

Good record keeping is vital for all businesses. Without proof of every purchase and sale a company cannot provide proof of their tax liability. Although self-assessment means that most of the time a small home based business will not need to provide documentary evidence, sometimes HMRC do carry out inspections on small businesses.

Companies should keep expenditure receipts, at least all that are included in the tax calculation. If driving allowance is being claimed fuel receipts are the best evidence that the car is being used for business.

Where to get information

The best source of advice is the HMRC website. Tax rules and allowances change often and privately run websites sometimes display out-of-date information. If you prefer to have printed information, leaflets and advice can be found at your local Citizens Advice Bureau. Many larger libraries also have a business section and stock leaflets and other information to assist small business owners.

Employing a qualified accountant or a tax specialist

Hiring a tax specialist can have many benefits although the main objective is to reduce the size of the tax liability. HMRC adjust the tax rules every year and it is very difficult for entrepreneurs to keep up to date with these changes while also devoting sufficient time to running the business. A good accountant is a wise investment and the savings made in taxation and other financial dealings might well recoup the professional fees payable.

Self-assessment tax returns

Sole traders who are trading under their own name can submit an annual self-assessment. This can be submitted online or in paper form. Online is easier and has a later deadline, so is the preferred option. For those with a simple business structure this is a quick and easy process. However, for more complex businesses professional assistance may still be required.

Umbrella companies

Due to the growing complexity of financial administration and taxation many small businesses and sole traders are using the services of umbrella companies to manage their finances. An umbrella company acts as a parent company for a sole trader or small business. This means that the umbrella company manages all the paperwork and files tax returns for their client. The client is paid a monthly salary via a PAYE system.

The biggest advantage for sole traders is that they can focus on their core business rather than wasting hours every week with administration. Savings are also made through improved tax avoidance. Umbrella companies are managed by skilled accountants and tax specialists who make every tax deduction that is possible for their clients.

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